Lifetime Allowance modeller

Key features of our Lifetime Allowance (LTA) modeller

This tool allows you to estimate the potential LTA liability for your client, catering for those with no protection and Fixed and Individual Protections. It uses   the percentage method of identifying available LTA

The figures it calculates represent only potential growth and LTA charges over the terms shown and isn’t an indicator of future performance.

Guidance, but not advice

This tool is not a personal illustration and the values presented do not suggest any recommendation and should not be taken as offering advice from Prudential. The calculator is based on our current understanding of HMRC rules and practice relating to the operation of the LTA.

Tax rules can change and the impact of taxation (and any tax relief) depends on individual's circumstances.

Whilst you’re able to download this tool, we would always recommend using the version available online in case it changes.

Please note the Lifetime Allowance Modeller may take a few minutes to load.

"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at Craigforth, Stirling FK9 4UE. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company. The Prudential Assurance Company and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc, a company incorporated in the United Kingdom. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.