The Retirement Account offers a wide range of investment choices. Your client can hold any combination of investment options, including our established PruFund range of funds and hundreds of collective funds, within one pension.
Remember that the value of your client’s investment can go down as well as up. They may not get back what they have paid in.
PruFund range of funds
The PruFund range of funds aim to grow your client's money whilst smoothing the investment journey. For more information on the PruFund funds, see our PruFund Fund Guide (PDF).
For Expected Growth Rates (EGR) and historical performance, check our EGR hub.
PruFund Planet Fund Range
A choice of five risk-managed, multi-asset funds each with its own risk profile, actively managed by M&G's Treasury and Investment Office (T&IO). PruFund Planet enables advisers to design an investment strategy that suits the client’s appetite for risk and reward, whilst helping to ensure their money works to deliver positive environmental and societal outcomes.
More about PruFund Planet Fund Range
Prudential Risk Managed Active Range
A choice of five risk-managed multi-asset collective funds each with its own risk profile, investing at least 70% in active collective investments. M&G Investment Management Ltd, part of M&G plc, are the investment managers for the Risk Managed Active funds. They make the relevant adjustments to the portfolio based on M&G Treasury & Investment Office recommendations.
More about the Risk Managed Active Range
Prudential Risk Managed Passive Range
A choice of five risk-managed multi-asset collective funds each with its own risk profile, investing at least 70% in passive collective investments. M&G Investment Management Ltd, part of M&G plc, are the investment managers for the Risk Managed Passive funds. They make the relevant adjustments to the portfolio based on M&G Treasury & Investment Office recommendations.
More about the Risk Managed Passive Range
Environmental, Social and Governance (ESG) Funds
We’ve increased the choice of funds available on Retirement Account by adding a range of ESG funds (including the PruFund Planet Fund Range detailed above) which invest in asset classes such as equities, fixed income, property and alternatives, from a range of M&G and external fund managers.
Within the range there are both sustainable and climate focused funds managed by M&G, meeting high ESG standards and investing in companies driven by sustainability.
More about the ESG Funds
Collective Funds
Your client can also access hundreds of collective investment funds from a variety of fund management groups, allowing them to choose funds with different managers or management approaches.
We provide a fund filtering tool, fund fact sheets and fund reporting documents to help you review and suggest the right investments for your client.
Other investment options
For even more choice, we also give access to other investment options, such as direct investment in UK stocks and shares, investment trusts and exchange traded funds through Stocktrade.